Rotating savings circles have helped communities for generations. We built Vouchcircle to give them the structure they deserve — without changing how they work.
Ajo, esusu, susu, tontine — whatever you call it, the idea works. What breaks it is the admin: someone keeping the list in a notebook, chasing people in a group chat, remembering who paid and whose turn is next. When records are fuzzy, trust wears thin, and a good circle falls apart over a misunderstanding.
Vouchcircle keeps the record straight so the group can get on with saving. A fixed rotation everyone can see, payments confirmed by both sides, disputes handled with proof, and a reliability score that follows members from circle to circle. The trust is still between people — we just make it visible.
We will never hold, receive or move your money. Contributions go straight from one member's bank account to another's. That means there's no pot for us to lose, freeze or mismanage — our job is coordination and record keeping, nothing more. Your personal and bank details stay private, shared only with the person who needs them to pay you, only while that payment is due.
Questions? Read the FAQ.