Pools
Not everyone has a group of people ready to save with. Pools match reliable members into a circle together, so you can keep saving in turns even when you don't have a group of your own.
Matched, not invited
Instead of joining through someone you know, you're placed into a circle with other members who have also earned their place.
Earned by track record
You need at least one completed circle and a strong reliability score before you can join a pool.
Identity checks required
Because there's no organiser vetting members personally, pool members complete an identity check. Identity verification is currently being finalised.
Same rules, same protections
Fixed turn order, two-sided payment confirmation, disputes with proof, and reliability scores — exactly as in a normal circle.
Who pools are for
Members who have already finished a circle, paid on time throughout, and want to carry on saving beyond their own network. Start with a circle of your own to build the track record first.
New to all this? See how it works.